XETRA · Financial Services
Invest in Bank of Ireland stock from India
Indian and foreign residents can buy Bank of Ireland (BIRG) shares directly through Paasa.
By Paasa · Updated
Bank of Ireland at a glance
- Price
- €18.59-€0.55 (2.87%)
- Market cap
- €17.66B
- Day range
- €18.59 – €19.00
- P/E
- 13.65
- Dividend yield
- 4.56%
- Volume
- 15.00
- 1 month
- -7.77%
- 6 months
- +9.32%
- YTD
- +13.05%
- 1 year
- +28.17%
- 5 years
- +266.57%
Bank of Ireland statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €6.1B | €4.3B | €4.1B | €3.3B | €3.2B |
| Gross profit | €4.2B | €4.3B | €9.0B | €3.0B | €3.0B |
| Operating income | €1.4B | €2.3B | €2.3B | €1.3B | €1.6B |
| Net income | €1.2B | €1.5B | €1.6B | €850.0M | €1.0B |
| Earnings per share | €1.15 | €1.42 | €1.40 | €0.73 | €0.91 |
| EBITDA | €1.7B | €2.2B | €2.2B | €1.2B | €1.5B |
| Total assets | €164.8B | €161.8B | €155.7B | €151.3B | €155.3B |
| Total debt | €10.5B | €12.5B | €15.6B | €12.4B | €23.5B |
| Cash and short-term investments | €24.3B | €33.5B | €31.5B | €38.1B | €32.8B |
| Shareholders' equity | €12.9B | €13.0B | €11.6B | €11.9B | €11.3B |
| Operating cash flow | €4.0B | €2.6B | −€4.7B | €3.7B | €19.8B |
| Free cash flow | €3.5B | €2.1B | −€4.8B | €3.6B | €19.4B |
| Capital expenditure | −€470.0M | −€520.0M | −€116.0M | −€104.0M | −€320.0M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in EUR; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| Swedbank AB (publ) | SWED-A.ST | $396.70 | $445.78B |
| DNB Bank | DNB.OL | $304.30 | $436.16B |
| Danske Bank | DANSKE.CO | $354.90 | $286.83B |
| Lloyds Banking | LLOY.L | £1.01 | £58.40B |
| Nordea Bank Abp | NDA-FI.HE | $16.69 | $56.64B |
| Santander UK | SANB.L | £1.29 | £40.06B |
| AIB | A5G.IR | $10.90 | $22.83B |
| Eurobank | EUROB.AT | $4.43 | $15.94B |
Peers as grouped by the data provider. This is not an investment recommendation.
How to invest in Bank of Ireland from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.
Step 3
Search BIRG and buy
Find Bank of Ireland by name or by its ticker, BIRG, and place your order.
Why invest in Bank of Ireland from India
What Bank of Ireland does
Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, green business, insurance premium finance, invoice finance, hire purchase, and leasing services. Bank of Ireland operates in the Banks - Regional industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Bank of Ireland stock from India?
Yes. Indian residents and NRIs can buy Bank of Ireland (BIRG) shares directly through Paasa. Bank of Ireland is listed on XETRA, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
How are Bank of Ireland dividends taxed for Indian investors?
Bank of Ireland trades on XETRA but is domiciled in Ireland, so any withholding on its dividends follows that country's rules rather than those of Germany. Dividends are taxed at your slab rate in India. Paasa's dividend report shows the gross amount and any tax withheld for each payment.
What tax do I pay in India when I sell Bank of Ireland shares?
In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.