Temenos AG
Temenos AG (SIX: TEMN) is trading at CHF 69.10, about ₹8,055 at today's CHF/INR rate, as of 9 Oct 2026, 11:30 AM ET, up 2.52% today. Indian residents can buy Temenos from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
CHF 68.00
Today's high
CHF 69.45
52 week low
CHF 59.20
52 week high
CHF 87.00
TEMN opened at CHF 68.00, closed previously at CHF 67.40, and has traded between CHF 59.20 and CHF 87.00 over the past 52 weeks.
About
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
Key statistics
Avg. volume
193.24K
Market cap
CHF 4.65B
P/E Ratio
29.19
Price-to-sales ratio
5.07
Enterprise value
$7.54B
Free cash flow yield
5.03%
Debt-to-equity ratio
2.26
Return on equity
61.54%
ROIC
30.09%
Beta
0.59
Dividend yield
2.03%
Last dividend
CHF 1.40
Financial overview
Revenue
$1.14B
Earnings per share
$4.25
Free cash flow
$349.05M
Net profit margin
17.50%
Gross margin
69.22%
EBITDA
$640.22M
Revenue growth
9.45%
How to buy Temenos from India
Indian residents can buy Temenos shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers. Read the full guide: how to invest in Temenos from India
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to CHF.
Search for Temenos and place an order
Find Temenos by name or by its ticker, TEMN, and choose an order type. Temenos trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Temenos position in CHF and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Trading and taxes when buying Temenos from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Temenos’ current yield is 2.03%.Dividend tax explained
FAQs
Can Indian residents buy Temenos stock?
Yes. Temenos (TEMN) has been listed on the SIX Swiss Exchange since 2001, in the Software - Application industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to CHF. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Temenos share cost in rupees?
One Temenos share is CHF 69.10 — about ₹8,055 at a CHF/INR rate of 116.57 on 9 Oct 2026. Both the Temenos price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Temenos from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Temenos shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the CHF/INR rate on the purchase and the sale date, so the rupee move counts alongside the Temenos price. Paasa issues a capital-gains statement for your return.
Does Temenos pay a dividend, and how is it taxed in India?
Yes. Temenos pays a dividend and the current yield is 2.03%; the last declared dividend was CHF 1.40 per share, about ₹163.20. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Temenos from India?
The SIX Swiss Exchange trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Switzerland is on standard time. Orders can only execute during that window.
Do I have to declare Temenos shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Temenos holding, its cost and its closing value.
How do I sell Temenos and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in CHF in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Temenos?
Yes. Temenos is priced in CHF, so your rupee outcome combines the CHF move with the CHF/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.